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Generate OTP - How To Get OTP Code On Phone

This Article contains how you can get your OTP Code for Access bank, Zenith bank, FCMB, Diamond Bank,Eco-Bank, UBA-bank, Fidelity bank, Wema-bank, First bank, Union Bank, GTBANK, Sky Bank, Sterling Bank, Jaiz Bank and more. If you don't know what an OTP code is, I will be explaining what an OTP means and how to get it.

What is OTP Code?

OTP simply mean ONE TIME PASSWORD. It is a unique 6-character code that can only be used once and is sent only to your registered mobile number in BDO Online Banking. After encoding your user ID and password, you will also be required to enter the correct OTP to complete the login process or payment process. It serves as your second password that's unique with every login and expires 5minutes after you receive it.

What is the ultimate benefit of OTP?

OTP provides another layer of online protection for you. If your user ID and password have been compromised to a fraudster, the login process will not be completed without the correct OTP that is sent to your registered mobile number. This prevents others from accessing your Online Banking account.

So in this article I will be giving you tips that allow you receive your Otp code offline without going to the Bank or login online.

How To Get OTP Code

For you to generate your Otp code offline simply follow this instructions and you will have a successful result after this.

Open your phone and dial *322*0# and send, your OTP code will be shown to you on the next screen immediately. It will be also sent to you Via SMS.

NOTE: Do not Disclose your generated OTP code to any one and try to use it as fast as possible.

How to Register For Interswitch Safe Token

Safetoken is a system which generates a One-Time-Password (OTP) for you to complete online payments. The OTP is required only when the transactions exceeds the set limit by your bank. The OTP is valid for a short period of time (about 9 minutes), so be sure to use it immediately you get the SMS on your phone.


How to activate your Safetoken on the ATM

The Interswitch Safetoken Service system generates a 6-8 digit One-Time-Password (OTP) whenever a transaction is initiated via the Interswitch Web Payment Platform.

The OTP is authorized by the Strong Authentication Server residing either at the switch or at the issuing bank and the transaction is completed.
To register for this service, follow the prompt
  • Go to the nearest ATM, and insert your ATM card
  • Input your 4-digit PIN and press Enter
  • Select your bank account type example Savings or Current
  • Select the ‘Quickteller’ option from the ATM menu screen
  • Select ‘Pay Bills’ from the Quickteller menu list on the ATM screen
  • Select ‘Others’ for the bill payment menu option list
  • Enter ‘322222”as the Biller Code
  • Enter your Phone Number as the Customer Reference Number and select ‘Proceed’
  • You will get a display “Do you want to make this payment?” Amount Due:N1
  • DO NOT edit the amount to be paid
    Click on “Pay amount due"
You will then get a confirmation page indicating the registration was successful.

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